Financial Infrastructure & Transaction Settlement

The movement of funds within a regulated UK platform is governed by strict financial protocols. This report analyzes the payment gateway and fund segregation systems used by AK Bets Limited (65961).

1. Fund Segregation and Customer Protection

Under UKGC rules, customer funds must be held in accounts that are legally separate from the operator’s corporate funds. AK Bets Limited utilizes a "Medium" or "High" protection model, where funds are held by a third-party trustee. This technical segregation ensures that user balances are protected in the event of insolvency. Our analysis of the 65961 license confirms these controls are audited annually.

2. Payout Latency and Faster Payments (FPS)

The speed of withdrawals is a key technical benchmark. By integrating with the UK's Faster Payments Service, AK Bets Limited allows for near-instant settlement. However, every withdrawal must first pass through a "Compliance Audit Loop." This automated check ensures that the funds are being returned to the original source (Closed-Loop Policy) to prevent money laundering.

3DS2 and Card Security

For card transactions, the platform utilizes 3D Secure 2.0. This protocol provides a data-rich exchange between the operator, the payment gateway, and the issuing bank, allowing for frictionless authentication while significantly reducing the risk of fraud.

Transaction Risk Scoring

Every deposit is assigned a risk score based on velocity, geolocation, and payment method. Anomalous transactions are automatically flagged for manual review by the AK Bets compliance team. This proactive monitoring is essential for maintaining the integrity of the UK's financial system and the operator's license status.